That is the reason we have been truly the only high road bank in the united kingdom having a customer-led ethical policy.
- A fundamental banking account for folks who may well not be eligible for a other forms of account
- No overdraft facility, cheque guide or account fee that is monthly
- You can’t start a Cashminder unless you are in financial difficulty if you already hold a Co-operative Bank or smile current account
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- Opt into Everyday Rewards and we also could reward you, or perhaps a charity of one’s option for you, on a monthly basis
- Handle your hard earned money using banking that is online on the go with our mobile application
- No monthly-fee
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- Includes Worldwide travel cover, British & European breakdown address and phone insurance that is mobile
- You’ll want to hold A co-operative bank active account or present Account Plus to upgrade
- Simply ?15 each month
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Not certainly which account is actually for you?
Switching made quick and simple
We do all the hard work when you switch your current account to The Co-operative Bank.
- Direct Debits and orders that are standing transmitted immediately.
- Re re Payments into and from your account that is old are.
- If you can find any dilemmas through the switch, we guarantee to pay for you.
Separate service quality study outcomes
Individual present reports
Included in a regulatory requirement, an unbiased study had been conducted to inquire about about 860 clients of each and every associated with the 16 biggest individual present account providers should they would suggest their provider to best online payday loans friends and family. The outcomes represent the scene of customers who participated when you look at the study.
The necessity to publish the Financial Conduct Authority Service Quality Ideas for personal current records is available on our personal account service quality information page that is current.
Our solution quality information
Understanding accounts that are current
What exactly is an account that is current?
Uncover what a current account is, how it functions and what it can be utilized for.
What kinds of bank-account are there any?
Find out about different kinds of banking account to assist you result in the right choice.
Can a bank is got by me account with dismal credit history?
Discover how your credit rating can impact getting a banking account and exacltly what the choices are when you yourself have woeful credit history.
Assist for current customers
The Co-operative Bank reserves the proper to decrease any application.
You credit depends on your circumstances and our lending policy whether we can offer. We might drop the job centered on your position or our financing policy. We might manage to offer an item that is dissimilar to the main one promoted.
Smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a known user associated with Financial Services Compensation Scheme (FSCS).
Financial Solutions Compensation Scheme
Your eligible deposits using the Co?operative Bank plc are protected up to a total of ?85,000 because of the Financial solutions Compensation Scheme, great britain’s deposit guarantee scheme. This restriction is put on the sum total of any build up you have got utilizing the after: The Co?operative Bank, Britannia and laugh. Any deposits that are total hold over the restriction between these brands are unlikely become covered.
Important info about our call fees
If you’re calling from the UK, calls to 0800 and 0808 figures are clear of landlines and mobiles; telephone calls to 03 figures cost just like telephone calls to numbers beginning with 01 and 02; phone calls to 0845 and 0870 numbers cost 3p per minute, along with your phone company’s access fee; phone calls to 0844 and 0843 numbers cost 7p per minute, along with your phone company’s access charge. Prices for telephone calls made outside of the British is going to be based on your neighborhood provider.
Phone telephone Calls might be checked or recorded for training and security purposes.
If you would like more assistance & information, you can easily:
Talk to us via real time chat
Check us out in the local branch
Contact us to speak with an advisor
The Co-operative Bank is covered by the FSCS.